You know what really sucks? Working your ass off, finally feeling like you have a flow of clients and income, and then looking at your bank account and realizing that you have no “money pillow.” You know, the nest egg that you can lie your head on even in the darkest of times, knowing that it’s been working for you while you’ve been doing all that work.

Many of the clients I’ve worked with are GREAT at working hard, but they’re not always so good about managing their money. Sure, they know they can pay bills, and how much they need per month to pay those bills, but when it comes to creating comfort down the road, the idea of a comfort zone with money is almost shocking.

So, I’m going to give you one simple idea you can use right now, and I hope as you read this, you’ll actually go do it! This idea is what not only allows you to relax during months that are less profitable, but it can also create a rich experience for you – whether that be in retirement or a life experience you know you have to do.

The comfort that is created when you do this one simple thing will even allow you to create more business because when you relax, you become a person others strive to be like.

Ready? Here it is – for every dollar in, pick a percentage, and put it in a savings account. Not the kind at your bank, where you can just move money in 5 minutes, I’m talking about an online savings account where it can take several days to transfer money.

So, here’s why this idea is powerful – if you immediately, the second you get paid by a client, put some of that money into an account you can’t easily get money from, you are less likely to spend it. Think about it, how much shit do you buy that you don’t need or never use? How many “celebratory” dinners or drinks do you go out on or take others out with you on when you land new business, that ultimately could have been money spent on an amazing vacation, new car, or new house?

The other key part is to pick a percentage you will save, and stick with it. I like 10% – so 10 cents of every dollar I earn goes right into my savings account. If that sounds horrible, try starting with 5%. Even 2% is better than 0%! Just put something into your savings account.

Finally, when you pick an online savings account, make sure you choose one with the highest interest rate you can find. So, every time you deposit 5 or 10% of your income into this account, you are going to make money! Sure, at first, it may be only pennies, but the more you do this, the more it grows, and before you know it, you’ve got a nice safety net to catch you!

So, get started!


  1. Google “online savings accounts” and see what interest rates you can find.
  2. You might even call the companies you like best and see if there is any bonus they can offer you for opening a new account.
  3. Look at your most recent 1 – 5 income statements. Apply your chosen percentage and deposit that into your new savings account right now.
  4. Give yourself a pat on the back! 🙂

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